Meet SmileLink. The new way to pay and get paid.
SmileLink is a ZB digital payment service that lets you create and share a payment link. Anyone can use the link to pay you using mobile wallets, ZB Bank accounts, or international cards (Visa/Mastercard), including those in the Diaspora.
Send or receive money instantly with a secure pay-by-link, shared over WhatsApp, SMS, email, or QR. No app downloads. No waiting. No stress.
Why Choose SmileLink?
Simple. Secure. Built for everyday payments.
Pay & Get Paid Anywhere
Send or receive payments through a simple link on WhatsApp, SMS, email, or QR, no app required.
Multiple Payment Options
Ecocash, OneMoney, ZB Bank accounts, Visa, and Mastercard, all supported in one place.
Instant Confirmations
No waiting. Both payer and receiver get instant digital confirmation and a receipt.
Perfect for Groups
Ideal for schools, churches, clubs, vendors, events, and family contributions.
Diaspora-Friendly
People outside Zimbabwe can pay using international Visa & Mastercard, instantly.
Secure & Trusted
Backed by ZB’s secure, encrypted banking infrastructure, always safe according to ZB Security standards.
How SmileLink Works
1
Receive or share a link: Get a SmileLink from a person, business, school, church, or group, or request your own link from ZB.
2
Choose your payment method: Enter the amount (if required) and pay via mobile wallet, ZB Bank, Visa, or Mastercard.
3
Get instant proof: Both payer and receiver receive instant confirmation and a digital receipt.
Frequently Asked Questions
What is SmileLink?
SmileLink is ZB’s secure pay-by-link system for sending and receiving money quickly.
Who can use SmileLink?
Individuals, businesses, churches, schools, groups, or anyone collecting payments.
How do I get my own SmileLink?
Request activation via your ZB Service Centre, business banker, or ZB WhatsApp service.
How do I use a SmileLink?
Click the link, enter the amount (if needed), choose the payment method, and confirm.
Which payment methods are accepted?
Ecocash, OneMoney, ZB Bank Accounts, Visa, and Mastercard (local + international).
Do I need a ZB account to receive funds?
To receive funds directly, yes. To pay, no, you may use a wallet or a card.
Is SmileLink secure?
Yes — encrypted banking-grade protection with instant digital receipts.
Can the diaspora pay through SmileLink?
Yes — international Visa and Mastercard are supported for remote payments.
Can I use SmileLink for school fees or fundraising?
Yes — it is ideal for schools, churches, clubs, charity drives, and group payments.
How long does settlement take?
Most transactions reflect instantly in wallets and within banking timelines for accounts.
What are the fees?
Fees vary by payment method and are displayed clearly before confirming payment.
Where do I get support?
Visit any ZB branch, your assigned banker, or contact ZB Customer Care/WhatsApp Support.
Get Started Now
Whether you are selling online, in-store, or on the move, SmileLink is built to support your business.
