Smile Cash — More Power in the Palm of Your Hand

From daily transactions to long-term goals — Smile Cash is your all-in-one financial platform for banking, insurance, and investments.

What Is Smile Cash?

Smile Cash is a next-generation financial services platform that gives you access to a full suite of banking, insurance, and investment tools right from your mobile phone.
Designed to make everyday financial life simpler, smarter, and more secure — whether you’re sending money, applying for a loan, or paying your bills.
 

 

Why Smile Cash?

Because you get more.
With just your phone number and our USSD code or mobile app, you can access everything from 
rewards & deposits to remittances, bulk payments, loans, and even a built-in chatbot.

More convenience
More control
More solutions
More rewards

Everything You Need, In One Smart Wallet.

With Smile Cash, you manage more, move faster, and stay in control — all from the palm of your hand.

Card linkage and cardless withdrawals

Multiple currency support
 

QR code and merchant payments
 

ATM & POS transactions
 

ZESA, water, and school fees payments

Peer-to-peer and peer-to-business transfers

Ready to Take Control of Your Financial Life?

Don't just watch others move smarter — join the Smile Cash experience today!
It’s fast, easy, and built for you.

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Follow the simple steps to register