January 2026 Business Conditions

CHARGE DESCRIPTIONAMOUNT ZWGAMOUNT USD
RTGS TRANSFERS
RTGS Transfers: Corporate Accounts (Over the Counter)2% Min ZWG 185.00 Max ZWG 865.001% Min USD 8.70 Max USD 45
RTGS Transfers: Individual Accounts (Over the Counter)2% Min ZWG 125.00 Max ZWG 465.001% Min USD 5.70 Max USD 25
Internet RTGS fee (corporate)1.5% Min ZWG 145.00 Max ZWG 625.001% Min USD 6.70 Max USD 31
Internet RTGS fee (individual)1.5% Min ZWG 105.00 Max ZWG 445.001% Min USD 4.70 Max USD 21
Schools and Churches RTGS Transfer1.5% Min ZWG 125.00 Max ZWG 425.001% Min USD 5.70 Max USD 31
MYZB RTGS Transfers1.5% Min ZWG 105.00 Max ZWG 485.001% Min USD 4.70 Max USD 19
E Wallet RTGS Fee1.5% Min ZWG 110.00 Max ZWG 450.001% Min USD 4.75 Max USD 22
WhatsApp RTGS Fee1.5% Min ZWG 110.00 Max ZWG 450.001% Min USD 4.75 Max USD 22
RTGS RecallZWG 250.00USD 6.00
INTERNAL FUNDS TRANSFER
Internal Transfer :- Corporate (Over the Counter)1.5% Min ZWG 125.00 Max ZWG 625.001% Min USD 5.70 Max USD 31
Internal Transfer :- Individuals (Over the Counter)1.5% Min ZWG 105.00 Max ZWG 465.001% Min USD 4.70 Max USD 23
Internet Internal transfer (corporate)1.05% Min ZWG 105.00 Max ZWG 405.001% Min USD 4.70 Max USD 25
Internet Internal transfer (individual)1% Min ZWG 85.00 Max ZWG 405.001% Min USD 3.70 Max USD 19
Schools and Churches Internal Transfer1% Min ZWG 85.00 Max ZWG 345.001% Min USD 3.70 Max USD 15
MONTHLY ACCOUNT SERVICE FEES
IndividualsZWG 190.00USD 4.70
CorporatesZWG 1200.00USD 27.00
MINIMUM BALANCES
IndividualsZWG 200.00USD 5.00
CorporatesZWG 1500.00USD 30.00
CASH WITHDRAWALS
Corporate Cash Withdrawals3% Min ZWG 41.002.5% Min USD 6
Individuals Cash Withdrawals3% Min ZWG 27.002.5% Min USD 4
TELEGRAPHIC TRANSFERS (TT)
TT Commission1% Min USD 40 Max 225
Swift ChargeUSD 10
Foreign Bank ChargeUSD 50
Zimtrade Surcharge0.1%
LETTERS OF CREDIT CHARGES
Establishment1% per quarter or part thereof (Minimum USD 200.00)
SWIFTUSD 50.00
Amendment: Extension of Expiry and/or increase of Value1% per quarter (Minimum USD 200.00)
Flat charge on other AmendmentsUSD 50.00
Drawing1% (Minimum USD 200.00)
Documents handling1% on value of documents
Deferred L/C'sUSD 100.00
Cancellation Fee (Flat)USD 50.00
Foreign Bank charges thus Confirmation, IRU fees and other chargesRecovered in foreign component (as applicable)