July 2026 Business Conditions

CHARGE DESCRIPTIONAMOUNT ZWGAMOUNT USD
RTGS TRANSFERS
RTGS Transfers: Corporate Accounts (Over the Counter)1.5% Min ZWG 208.00 Max ZWG 1170.001% Min USD 8.00 Max USD 45.00
RTGS Transfers: Individual Accounts (Over the Counter)1.5% Min ZWG 130.00 Max ZWG 650.001% Min USD 5.00 Max USD 25.00
Internet RTGS fee (Corporate)1.5% Min ZWG 156.00 Max ZWG 806.001% Min USD 6.00 Max USD 31.00
Internet RTGS fee (Individual)1.5% Min ZWG 104.00 Max ZWG 546.001% Min USD 4.00 Max USD 21.00
Schools and Churches RTGS Transfer1.5% Min ZWG 130.00 Max ZWG 806.001% Min USD 5.00 Max USD 31.00
MyZB RTGS Transfers1.5% Min ZWG 104.00 Max ZWG 494.001% Min USD 4.00 Max USD 19.00
E Wallet RTGS Fee1.5% Min ZWG 104.00 Max ZWG 572.001% Min USD 4.00 Max USD 22.00
WhatsApp RTGS Fee1.5% Min ZWG 104.00 Max ZWG 572.001% Min USD 4.00 Max USD 22.00
RTGS RecallZWG 250.00USD 6.00
INTERNAL FUNDS TRANSFER
Internal Transfer:- Corporate (Over the Counter)1.5% Min ZWG 148.20 Max ZWG 806.001% Min USD 5.70 Max USD 31.00
Internal Transfer:- Individuals (Over the Counter)1.5% Min ZWG 122.20 Max ZWG 598.001% Min USD 4.70 Max USD 23.00
Internet Internal transfer (Corporate)1.05% Min ZWG 122.20 Max ZWG 650.001% Min USD 4.70 Max USD 25.00
Internet Internal transfer (Individual)1% Min ZWG 96.20 Max ZWG 494.001% Min USD 3.70 Max USD 19.00
Schools and Churches Internal Transfer1% Min ZWG 96.20 Max ZWG 390.001% Min USD 3.70 Max USD 15.00
MONTHLY ACCOUNT SERVICE FEES
IndividualsZWG 200.00USD 5.00
CorporatesZWG 1500.00USD 30.00
MINIMUM BALANCES
IndividualsZWG 200.00USD 5.00
CorporatesZWG 1500.00USD 30.00
CASH WITHDRAWALS
Corporate Cash Withdrawals2%2%
Individuals Cash Withdrawals2%2%
TELEGRAPHIC TRANSFERS (TT)
TT Commission 1% Min USD 40 Max USD 225.00
Swift Charge USD 10.00
Foreign Bank Charge USD 50.00
Zimtrade Surcharge 0.1%
LETTERS OF CREDIT CHARGES
Establishment 1% per quarter or part thereof with a minimum charge of USD 200.00
SWIFT USD 50.00
Amendment Extension of Expiry and/or increase of Value 1% per quarter with minimum of USD 200.00 will be levied but subject to change without prior notice. Flat charge on other Amendments USD 50.00
Drawing 1% with minimum USD 200.00. 1% on value of documents on Deferred L/Cs USD 100.00
Cancellation Cancellation Fee flat USD 50.00
Foreign Bank charges thus Confirmation, IRU fees and other charges Whatever applicable will be recovered in foreign component
INTEREST
Commercial LoansZWG 40-45%USD 18-21%
Consumer LoansZWG 40-45%USD 18-21%
Mortgage LoansZWG 40-45%USD 18-21%
Current AccountsZWG CR INT: 0.5%USD CR INT: 0.5%
Savings AccountsZWG 3-4%USD 1-2%
POS PURCHASES
ONUS1.5% MAX ZWG 520.001.5% MAX USD 20.00
OFFUS0.4% MAX ZWG 142.080.4% MAX USD 5.33