Personal accounts

ZB Bank offers a wide array of personal products for you to choose from i.e. personal, student and senior citizen accounts to suite every individual needs you might have.

Current account

The current account is ideal for individuals and companies and offers the following benefits;

  • An ATM card that can be used at POS machines and ZB ATMs countrywide
  • ZB Ewallet services anywhere 24/7
  • Access to Zimswitch facilities
  • ZB Internet Banking facility
  • ZB Mobile Banking App facility
  • Interest bearing account  

Opening Requirements

  • Current payslip or proof of income
  • Minimum balance of $10
  • Proof of residence

ZB Junior Stash account

The ZB Junior Stash account is for the young kids under 16 years of age and it encourages them to learn to save and embrace banking at an early age. The benefits of the account are;

  • ZB ATM card
  • ZB Mobile Banking App
  • ZB Ewallet services 24/7
  • Tiered interest rate calculated on a daily balance and paid monthly           

Opening requirements

  • Copy of birth certificate
  • Copy of parents ID   
  • Opening deposit of $20

ZB Stash account

This is an account targeted at school-going children who are between the ages of 16-26 years and are not formally employed. The benefits are;

  • Minimal bank charges
  • ZB Internet Banking
  • ZB Mobile Banking
  • Free debit card

Opening Requirements

  • Copy of ID

ZB Heritage account

The Heritage account caters for the senior citizens who are above 65 years of age and has the following benefits;

  • Exclusive service at ZB Banking Halls
  • No account maintenance fees
  • No account service fees
  • Free ATM transactions
  • Free POS transaction on ZB POS machines
  • ZB Mobile Banking App
  • ZB Internet Banking

ZB Trader account

This is a savings account targeted at various traders in society that includes cross boarder traders, tuckshop owners, commuter omnibus operators, backyard industry owners, etc.  the benefits of the account are;

  • Minimal charges
  • ZB Ewallet facility
  • ZB Mobile Banking
  • ZB Internet Banking

Opening Requirements

  • Copy of ID

ZB Harvest account

The ZB Harvest account caters for all types of farmers who grow seasonal crops and vegetables. The benefits of this account are as follows;

  • Minimal bank charges
  • ZB Ewallet
  • ZB Mobile App

ZB Cash Funeral Cover

The cash funeral cover product is available to all account holders and offers customers a payout in the event of death of a registered dependent. Monthly premiums range from as little as $1.80 for a cover of $500. Account holders can select the cover they want up to a payout of $5000.


ZB Bank offers a variety of loans ranging from personal to business loans.


Agency Banking
ZB Bank is offering convenience banking in neighborhoods all around the country through the ZB Pauri Khonapho Agents. The Pauri Khonapho Agents offer banking services in the community as way of bringing bank services closer to the people. Customers can now do deposits, withdrawals, purchase ZB Pauri prepaid cards and payments for services such as City of Harare, Truworths, Edgars, School fee payments amongst many other services.   

Internet Banking
Customers can perform banking services anywhere through the use of ZB Internet Banking and customers can self register using this link 

Branches & ATMs
ZB Bank has a branch network of over 60 branches across the country. ZB Pauri Khonapho Agents are also part of the network and customers can access services from them. 

Other Services

Safe Custody Facility
ZB Bank offer a safe custody facility for customers who want to keep their important documents or belongings safe. For more information visit your nearest branch

Treasury service
ZB Bank has a Treasury department that offers money market, investment advice amongst other services.

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