About Us


We have come a long way and we are geared to offer more

ZB Financial Holdings Limited was incorporated in Zimbabwe in May 1989, as a holding company for a group of companies, which have been providing commercial and merchant banking and other financial services since 1951.

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To be a leading global financial services group


Passionate focus on creation of unparalled value for our stakeholders.


Accountability, Empathy, Excellence, Innovation, Integrity


Board of Directors

Professor Charity Manyeruke

DPhil (UZ), MSc. International Relations (UZ), BSc. Politics and Administration

Peter Baka Nyoni

Development Consultant. MBA, MA in Religious Education. BA (Combined Honours) Theology & African Studies, Advanced Diploma in Theology

Ronald Mutandagayi

B.Acc. (UZ), M.B.L. (UNISA), Chartered Accountant (Z)

Fanuel Kapanje

B. Acc (Honors) (UZ); B.Compt (UNISA); Chartered Accountant (Z)

Olatunde Akerele

Consultant, LLB (Hons) MBA concentration in Finance

Terekuona Sydney Bvurere

Bachelor of Accountancy (Honours)

Pamela Chiromo


Jacob Mutevedzi

Bachelor of Laws Honours LLB (UZ)

Alexio Zambezi Mangwiro

B.Sc Health Education & Health Sciences, Public Health

Ronald Mutandagayi CA (Z)

He is the non executive Director of the Board of Directors responsible for the governance of ZB Reinsurance Limited in line with the interests of the shareholders. In addition, Ronald is the Group Chief Executive of ZB Financial Holdings as well as a director of Blips Investments and Lancope Investments. He holds a Bachelor of Accountancy degree, a Masters of Business Leadership and is a member of the Institute of Chartered Accountants of Zimbabwe. Ronald has over 30 years of extensive financial and managerial experience and has been a member of the ZB Reinsurance Board for the past 10 years.

Brilliant Shumba

Brilliant is the Managing Director of ZB Reinsurance Limited and is responsible for the control, compliance, administration and governance of ZB Reinsurance in line with the interests of the shareholders. Brilliant is an Insurance Practitioner who holds a Bachelor of Commerce and Masters of Business Administration (MBA) as well being an associate of American Institute of Chartered Property and Casualty Underwriters (AICPCU). Brilliant has over 15 years of insurance and managerial experience and has been member of the ZB Reinsurance Board of Directors for the past 7 years.

Francis Bhekiziswe Chirimuuta

A non executive Director of ZB Reinsurance and a Legal Practitioner who leads Chirimuuta and Associates, a law firm. He holds a Bachelor of Laws degree and an MBA. Francis is also a Director of CBZ Bank, Global Platinum Resources, Zambezi Gas and Southern Securities and has over 30 years of extensive legal and managerial experience. He has served as member of the ZB Reinsurance Board for the past 10 years.

Patricia Murambinda

She is a non executive Director of ZB Reinsurance and a marketing manager with Delta Beverages. She holds a Bachelor of Arts (Science and Psychology) degree and an MBA. Patricia is also a Director of the Marketing Association of Zimbabwe and Zimbabwe Business Council on Wellness and has over 10 years of extensive marketing and managerial experience. She has served as a member of the ZB Reinsurance Board for the past 2 years.

Charles Mandizvidza


Letwin Mawire

Managing Director

Ronald Mutandagayi

Non-Executive Director

Edwin Tavengwa Zinyoro Chidzonga


Director Cleopas Makoni

Non-Executive Director

Mercy Mkushi

Non-Executive Director

Ronald Mutandagayi

CHAIRMAN B.Acc(UZ) MBL (UNISA) CA(Z) Ronald Mutandagayi was appointed Group Chief Executive of ZBFH with effect from 1 June 2013. Ron was previously the Managing Director of ZB Bank. He joined the Group then known as Finhold Group as Head of Finance and Risk in February 2004, and rose to the position of Managing Director - ZB Bank in September 2009.Ron, a holder of B.Acc (Z) and MBL (UNISA) degrees, is a Chartered Accountant (Z) by profession. He did his articles with KPMG Chartered Accountants where he rose to the position of Audit Manager, prior to leaving in December 1991, to join Willowvale Mazda Motor Industries as General Manager, in January 1992. Ron joined Standard Chartered Bank Zimbabwe Limited in February 1998 as Company Secretary and Head of Banking Services, a position he held until April 2001 when he left to join NDH Holdings Limited as Chief Finance Officer from where he joined Finhold in February 2004 as Head of Finance and Risk.

Shadowsight Kumbirai Chiganze

DIRECTOR BBS (UZ) Shadowsight is the Executive Head - Business Development of ZB. Before assuming his current position, he was the Head of Retail Banking Division of the same company. He holds a Bachelor of Business Studies (Honours) degree majoring in Finance, Auditing and Banking from the University of Zimbabwe. A seasoned banker with experience spanning over 30 years, Shadowsight has held several positions within the Group, which include Executive Director of Zimbabwe Banking Corporation Limited and Managing Director of Scotfin Limited. He is a director in several ZB Financial Holdings Group Companies.

Robert Mutakwa

MANAGING DIRECTOR EDP(UZ) MBA(ZOU) IOBZ Robert joined the ZB Financial Holdings Limited group in 1983. He is a member of the Institute of Bankers and a holder of University of Zimbabwe Executive Development Program Diploma and a holder of an MBA Degree with Zimbabwe Open University. He has handled about 15 listings since 1991 which amongst them include Fidelity Life Assurance of Zimbabwe Limited, Nicoz Diamond Insurance Limited, Zimre Holdings Limited, Commercial Bank of Zimbabwe Limited and DCZ Holdings Limited (Now Afrasia Zimbabwe Holdings Limited). He has acted as a trustee to at least 4 Unit Trust Companies namely Fidelity Life Asset Management, Sunshine Asset Management Company, Imperial Asset Management. He is a non executive director of Chengetedzai Depository Company Limited and Chairperson of the Association Transfer Secretaries.

Mr. James Hove

HEAD I.T. DEPARTMENT BSCCT (UZ) MBA (University of Southern Queensland) James joined the group in 1999. He holds a Bachelor of Business Studies and Computing Science Degree from the University of Zimbabwe, an MBA (majoring in Information Systems from the University of Southern Queensland. His duties include guiding the organisation on strategic use of IT and ensuring that information services projects address the business goals and objective. He plays a leading role in the development and upgrade of share register system.

Ms. Shamiso Mahaja

Transfer Secretarial Officer BSc. (Hon) Information Systems (WUA) IOBZ Shamiso is a member of the Institute of Bankers and holds a BSc Honours Degree in Information Systems from the Woman’s University in Africa. Shamiso boasts of more than ten years of Transfer Secretarial experience. She is now the Transfer Secretarial Officer and is in charge of staff supervision, back office operations and transfer secretarial section.

Miss Paidamwoyo Mberikwazvo

Client Liaison Officer B.Com (Hon) Finance (NUST) MBA (NUST) Paidamwoyo joined ZB Financial Holdings in 2011 and worked in retail banking. She holds a Bachelor of Commerce Honours Degree in Finance and an MBA from the National University of Science and Technology (NUST). She joined ZB Transfer Secretaries (Pvt) Limited as the Client Liaison Officer in November 2013. Paidamwoyo is a motivated, results-driven individual with hands-on customer service. Resourceful and proactive, she combines effective communication skills with extensive product knowledge to identify opportunities and deliver a satisfactory outcome for both customer and company whilst working alone and as part of a larger team. Currently, she is pursuing a CFA qualification

Ms. Mercy Muchekwa

Finance Manager BBA (Solusi University) ACCA Ms. Muchekwa joined the ZB Group in 2004 as a management trainee after completing her university education. In 2006 she was promoted to the post of Assistant Management Accountant with the ZB Group Accounts, a post she held until the end of April 2008 when she joined ZB Transfer Secretaries as its Finance Manager. Mercy brings to the entity more than five years of financial experience which will ensure the financial prudence and discipline needed to survive the current turbulent environment. She holds a Bachelor of Business Administration Degree in Accounts with the Solusi University and she is an ACCA affiliate. Currently she is pursuing the Institute of Bankers diploma.

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