ZB Financial Holdings Limited manages diverse business units, the flagship of which is ZB Bank under which falls Commercial Banking and Investment Banking. ZB Bank offers a comprehensive range of banking and financial
services, which include the following; personal banking facilities,
corporate and institutional banking, treasury services and investment
banking services.
ZB Bank Limited has the following major operating divisions, which currently contribute more than 90 percent of the Group's income:
Consumer Banking Division, which is the Bank's personal banking arm offering the following; advances, overdrafts and loan facilities, business advice, cheque cards, commodity finance, current accounts, savings accounts, savings deposits accounts, short term deposits, negotiable certificates of deposits, drive in banking, electronic banking, among others.
Credit Services Division specializes in offering credit facilities to corporate clients, small to medium enterprises, as well as the agricultural sector. This division houses the Agribusiness section, which specializes in agricultural finance.
International Business and Trade Finance is also a key function that facilitates the international banking requirements of both personal and corporate customers.
Investment Banking Services offers some specialized advisory services in the form of private placements, public flotations, or stock exchange listing, rights issues, bonds and debenture, issuing services, capital and business restructuring services, company loan appraisal, business appraisals and valuations, commercialization and privatization, mergers and acquisitions, restructuring, management buy outs, management buy ins and leveraged outs.
