This product is designed for pension funds, other institutional investors and high net worth individuals. The portfolios maintained by the company, for each client, comprise a tailor made mix of equity and money market investments.
Under this product, the company makes wholesale money market
investments on behalf of clients. Clients benefit from this product as
ZB Asset Management Company amalgamates funds from various investors
and as such is able to obtain competitive rates on the money market.
Under Unit Trust Funds, the capital of a large number of investors is combined and invested under the management of professional investment managers. This gives small investors access to economies of scale resulting from large investments and the expertise of professional investment managers.
An Endowment Fund is a product developed for projects where there is a timing difference between the receipt and disbursement of associated cashflows. Through this product, clients benefit from income earned during the tenure of the project and also from the certainty that future disbursements will be met. Funds of this nature tend to be liquid and risk averse. Clients that benefit from this product include Educational Institutions, Government Departments and Property Developers among others.
