On-Point Junior for those between 0-11 years old and On-Point Teen for the 12-19 age groups. These cards will be automatically switched to Cash 24 cards at the attainment of 20 years. These cards are linked to savings accounts which accrue interest on daily credit balances and is payable twice yearly.

The product nurtures a savings culture and grooms a responsible and financially astute young generation. It offers unlimited access to personal savings through ATMs and POS machines.