(i)    Consultancy Services
We offer solutions to a whole range of challenges relating the provision of employee benefits. These include benefits design together with the impact of legislative, demographic as well as economic changes and other relevant social trends on the provision of employee benefits.

(ii)    Administration/ secretarial Services           
These cover the provision of a full database management service, accounting, benefits settlement and reporting service to the Fund?s Trustees, on an agreed regular basis. We also enable all aspects of regulatory compliance to be met on behalf of the Fund. This is achieved through the functional capabilities of a world class computer system, e-Bas, which have allowed us to raise the definition of convenience, to employers, in managing employee benefits communication to a new height.

(iii)    Actuarial Services
A full range of actuarial services in respect of benefit design and cost, investment strategy and statutory valuations of the Fund is provided both in-house and through our consulting actuaries.

(iv)    Insured Risk Benefits Underwriting
We offer a full range of risk benefit services covering death and disability and allowing for both risk and profit sharing in a flexible, negotiated way, with reinsurance built-in.

(v)    Investment Services
Flexible investment services are designed to recognize clients? diverse risk return preferences through.
?    Full discretionary pooled investment vehicles.
?    Segregated or stand-alone investment funds with flexibility on the extent of Trustee involvement in the asset selection and management process. 

Please click on the links below to download the ZB Life Employee Benefits forms.

Application Form - download

Claim Retirement Form - download

Claimant's Declaration Death Form - download

Claim for Withdrawal Form - download